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{"sheet":"Monthly Budget","index":0,"n_rows":124,"n_cols":9,"rows_kept":124,"cut":false,"hidden":false,"merged":[[11,5,53,8],[61,5,101,8],[109,5,120,8],[0,0,0,3],[2,0,2,3]]}
["Find out for yourself your Monthly Domestic Cashflows alongwith \nthe amount you should save for EMERGENCIES."]
[]
["MONTHLY BUDGET CALCULATOR"]
[]
["INCOME","Budget","Actual","Difference",null,"MONTHLY BUDGET SUMMARY","Budget","Actual","Difference"]
["Salary/ Income from Business",null,null,{"$f":"C6-B6","v":0},null,"Total Income",{"$f":"B12","v":0},{"$f":"C12","v":0},{"$f":"H6-G6","v":0}]
["Rental Income",null,null,{"$f":"C7-B7","v":0},null,"Total Expenses",{"$f":"B33+B43+B53+B60+B67+B75+B86+B99+B124+B110+B116","v":0},{"$f":"C33+C43+C53+C60+C67+C75+C86+C99+C124+C110+C116","v":0},{"$f":"G7-H7","v":0}]
["Interest Income",null,null,{"$f":"B8-C8","v":0},null,"NET",{"$f":"G6-G7","v":0},{"$f":"H6-H7","v":0},{"$f":"H8-G8","v":0}]
["Dividend Income",null,null,{"$f":"B9-C9","v":0}]
["Transferred Amounts if any",null,null,{"$f":"B10-C10","v":0},null,"HOW MUCH DO I SAVE FOR EMERGENCY",null,{"$f":"\"Rs. \"&H7*4&\" -- \"&\"Rs. \"&H7*6","v":"Rs. 0 -- Rs. 0"}]
["Others",null,null,{"$f":"B11-C11","v":0}]
[{"$f":"\"Total \"&A5","v":"Total INCOME"},{"$f":"SUM(B6:B11)","v":0},{"$f":"SUM(C6:C11)","v":0},{"$f":"C12-B12","v":0},null,"Financial Friend"]
[]
["HOME EXPENSES","Budget","Actual","Difference"]
["Easy Monthly Instalment (EMI)",null,null,{"$f":"B15-C15","v":0}]
["Rent Payment",null,null,0]
["Home Insurance Premium",null,null,0]
["Furnishings/Appliances Exp",null,null,0]
["Payment to Servant ",null,null,0]
["Sweeper Charges",null,null,0]
["Electricity Charges",null,null,0]
["LPG/Oil Expenses",null,null,0]
["Telephone  Expenses",null,null,0]
["Mobile Expenses",null,null,0]
["Cable TV Charges",null,null,0]
["Internet Charges",null,null,0]
["Building Maintenance Charges",null,null,0]
["Garden Maintenance",null,null,0]
["Municipal/Corporation Tax",null,null,0]
["Water Tax",null,null,0]
["Expenses for Improvement",null,null,0]
["Others",null,null,0]
[{"$f":"\"Total \"&A14","v":"Total HOME EXPENSES"},{"$f":"SUM(B15:B32)","v":0},{"$f":"SUM(C15:C32)","v":0},0]
[]
["TRANSPORTATION EXPENSES","Budget","Actual","Difference"]
["EMI for Vehicle",null,null,{"$f":"B36-C36","v":0}]
["Auto Insurance",null,null,0]
["Registration/License Expenses",null,null,0]
["Fuel (Petrol & Diesel)",null,null,0]
["Bus/Taxi/Train Fare",null,null,0]
["Repairs & Maintenance Exp",null,null,0]
["Others",null,null,0]
[{"$f":"\"Total \"&A35","v":"Total TRANSPORTATION EXPENSES"},{"$f":"SUM(B36:B42)","v":0},{"$f":"SUM(C36:C42)","v":0},0]
[]
["HEALTH EXPENSES","Budget","Actual","Difference"]
["Life Insurance Premium",null,null,{"$f":"B46-C46","v":0}]
["Health/Mediclaim Insurance Premium",null,null,{"$f":"B47-C47","v":0}]
["Health Club Payments",null,null,0]
["Doctor's Fee",null,null,0]
["Medicine Expenses",null,null,{"$f":"B50-C50","v":0}]
["Emergency Expenses",null,null,{"$f":"B51-C51","v":0}]
["Others",null,null,0]
[{"$f":"\"Total \"&A45","v":"Total HEALTH EXPENSES"},{"$f":"SUM(B46:B52)","v":0},{"$f":"SUM(C46:C52)","v":0},0]
[]
["EDUCATION EXPENSES","Budget","Actual","Difference",null,"Your Own Personal Money Management Tool"]
["School/College Fees ",null,null,{"$f":"B56-C56","v":0}]
["Tuition Fees",null,null,{"$f":"B57-C57","v":0}]
["Stationery Expenses",null,null,{"$f":"B58-C58","v":0}]
["Others",null,null,{"$f":"B59-C59","v":0}]
[{"$f":"\"Total \"&A55","v":"Total EDUCATION EXPENSES"},{"$f":"SUM(B56:B59)","v":0},{"$f":"SUM(C56:C59)","v":0},{"$f":"B60-C60","v":0}]
[]
[null,null,null,null,null,"Financial Friend"]
["CHARITY/GIFTS MADE","Budget","Actual","Difference"]
["Gifts made",null,null,{"$f":"B64-C64","v":0}]
["Religious & Charitable Donations",null,null,{"$f":"B65-C65","v":0}]
["Others",null,null,{"$f":"B66-C66","v":0}]
[{"$f":"\"Total \"&A63","v":"Total CHARITY/GIFTS MADE"},{"$f":"SUM(B64:B66)","v":0},{"$f":"SUM(C64:C66)","v":0},{"$f":"B67-C67","v":0}]
[]
[]
["SUBSCRIPTIONS","Budget","Actual","Difference"]
["Newspaper",null,null,{"$f":"B71-C71","v":0}]
["Magazine/ Newsletter/Periodical",null,null,{"$f":"B72-C72","v":0}]
["Membership Charges",null,null,{"$f":"B73-C73","v":0}]
["Others",null,null,{"$f":"B74-C74","v":0}]
[{"$f":"\"Total \"&A70","v":"Total SUBSCRIPTIONS"},{"$f":"SUM(B71:B74)","v":0},{"$f":"SUM(C71:C74)","v":0},{"$f":"B75-C75","v":0}]
[]
["DAILY LIVING EXPENSES","Budget","Actual","Difference"]
["Grocery Bills",null,null,{"$f":"B78-C78","v":0}]
["Dining/Eating Out ",null,null,{"$f":"B79-C79","v":0}]
["Clothing ",null,null,{"$f":"B80-C80","v":0}]
["Cleaning ",null,null,{"$f":"B81-C81","v":0}]
["Salon ",null,null,0]
["Personal Supplies",null,null,{"$f":"B83-C83","v":0}]
["Pet Food",null,null,0]
["Others",null,null,0]
[{"$f":"\"Total \"&A77","v":"Total DAILY LIVING EXPENSES"},{"$f":"SUM(B78:B85)","v":0},{"$f":"SUM(C78:C85)","v":0},{"$f":"B86-C86","v":0}]
[]
["ENTERTAINMENT EXPENSES","Budget","Actual","Difference"]
["Vacation/Travel",null,null,{"$f":"B89-C89","v":0}]
["Movies/Theatre",null,null,0]
["Concerts/Plays",null,null,0]
["Videos/DVDs",null,null,0]
["Music",null,null,0]
["Books",null,null,0]
["Games/Sports",null,null,0]
["Outdoor Recreation",null,null,0]
["Toys/Supplies/Gadgets",null,null,0]
["Others",null,null,0]
[{"$f":"\"Total \"&A88","v":"Total ENTERTAINMENT EXPENSES"},{"$f":"SUM(B89:B98)","v":0},{"$f":"SUM(C89:C98)","v":0},0]
[]
[]
["OBLIGATIONS","Budget","Actual","Difference"]
["Children Education Loan",null,null,{"$f":"B103-C103","v":0}]
["Higher Education Loan",null,null,0]
["Other Loan",null,null,0]
["Credit Cards",null,null,0]
["Statutory Dues",null,null,0]
["Legal Fees",null,null,0]
["Others",null,null,0]
[{"$f":"\"Total \"&A102","v":"Total OBLIGATIONS"},{"$f":"SUM(B103:B109)","v":0},{"$f":"SUM(C103:C109)","v":0},0,null,"Your Own Personal Money Management Tool"]
[]
[]
["MISCELLANEOUS EXPENSES","Budget","Actual","Difference"]
["Postage & Courier Charges",null,null,{"$f":"B114-C114","v":0}]
["Others",null,null,{"$f":"B115-C115","v":0}]
[{"$f":"\"Total \"&A113","v":"Total MISCELLANEOUS EXPENSES"},{"$f":"SUM(B114:B115)","v":0},{"$f":"SUM(C114:C115)","v":0},{"$f":"B116-C116","v":0}]
[]
[]
["CONTRIBUTION TOWARDS SAVINGS","Budget","Actual","Difference"]
["Contribution towards Retirement",null,null,{"$f":"B120-C120","v":0}]
["Contribution to Savings",null,null,{"$f":"B121-C121","v":0}]
["Investments",null,null,{"$f":"B122-C122","v":0}]
["Others",null,null,{"$f":"B123-C123","v":0}]
[{"$f":"\"Total \"&A119","v":"Total CONTRIBUTION TOWARDS SAVINGS"},{"$f":"SUM(B120:B123)","v":0},{"$f":"SUM(C120:C123)","v":0},{"$f":"B124-C124","v":0}]